I know - it's too hot to think about winter, but you have to check out my latest neck warmer. It's wooly and warm and very fashionable for this Fall/Winter 2008 fashion season. When you wear it, you will feel like you're in St. Moritz, Switzerland, at a fancy ski resort. The neck warmer includes a satin ribbon woven through to tighten around the neck. You can also wear the neck warmer as a cowl. It's perfect to wear under your charcoal gray or black coat, without being bulky.